Yes the deductible can increase on Fire & Hazard losses. However the deductible will remain at the $250.00 level per approved loss for the first three approved claims within the prior sixty-months. After that the deductible increases to $1,000.00 for each subsequent approved loss.
The deductible for Flood losses does not increase; it remains at $500.00 per occurrence.
The deductible for Earthquake losses does not increase; it remains at $500.00 or 5% of the loss, which ever is greater.