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How is the amount of coverage established on my home and other buildings?

​The minimum amount of Coverage is based on the estimated replacement cost to rebuild your home in the event of a total loss and is calculated on an annual basis using current material and labor costs in your area. These cost factors are industry standards as determined by Marshall, & Swift / Boeckh.

Home Protection Coverage
Home Loans FAQ

How is the amount of coverage established on my home and other buildings?