Through a cooperative partnership, the Department of Housing and Urban Development and the Department of Veterans Affairs Supported Housing (HUD-VASH) Program, provides long-term case management, supportive services and permanent housing support. HUD provides "Housing Choice" Section 8 vouchers designated for HUD-VASH to participating Public Housing Authorities to assist with rent payment. To be eligible for this program, Veterans must be VA Health Care eligible, homeless, and must participate in case management services in order to obtain and sustain permanent independent community housing. For eligibility criteria, please contact your nearest VA Homeless Coordinator or visit the HUD-VASH Eligibility page.
Under the SSVF program, VA awards grants to private non-profit organizations and consumer cooperatives that can provide supportive services to very low-income Veteran families living in or transitioning to permanent housing. Grantees provide a range of supportive services designed to promote housing stability to eligible very low-income Veteran families. Details about the SSVF program are available by visiting VA Homeless Resource Page or by calling (877) 737-0111.
Domiciliary Care for Homeless Veterans Program, is designed to provide state-of-the-art, high-quality residential rehabilitation and treatment services for Veterans with multiple and severe medical conditions, mental illness, addiction, or psychosocial deficits. For additional information, contact your local VA Healthcare facility.
The Grant and Per Diem (GPD) Program is offered annually (as funding permits) by the VA to fund community-based agencies providing transitional housing or service centers for homeless Veterans. Under the Capital Grant Component, VA may fund up to 65% of the project for the construction, acquisition, or renovation of facilities or to purchase van(s) to provide outreach and services to homeless Veterans. Per Diem is available to grantees to help off-set operational expenses. Non-Grant programs may apply for Per Diem under a separate announcement, when published in the Federal Register, announcing the funding for "Per Diem only." If your organization is interested in applying for funding, please visit the Grant/Per Diem website for further information.
The National Call Center for Homeless Veterans hotline offers veterans who are homeless or at risk for homelessness 24/7 access to trained counselors. The hotline offers information and assistance to Veterans and their families; VA Medical Centers; federal, state, and local partners; and community-based agencies, service providers, and others who work with or simply want to support our nation's Veterans. For assistance, please call (877) 4AID-VET 877-424-3838.
Today's economy is quite difficult. With jobless rates reaching numbers not seen in decades, the economic downturn will only be getting worse over the next couple of years. This situation has led to hundreds of thousands of Americans being in risk of losing their homes, and of those individuals who are at risk, a high percentage of them are veterans. The following are some steps that veterans should take in an effort to ensure that they stay in their homes:
Homeowners need to contact their lender at the first sign of a problem.
Always make a payment, even if you only make a partial one.
The veteran should seek a third party representation to guide and speak on his/her behalf. If this becomes too costly, many areas have a certified FHA community housing counselor that will offer their services for free.
Lastly the homeowner needs to stay honest, forthcoming in all financial problems and remember that their lender wants to keep them in their home.
Some resources are available to veterans through the VA. These resources are minimal and must be contacted by the veteran to initiate the process of refinancing. The following is a list of these resources:
VA Regional Office – 1-888-869-0194 Property must have equity and be current on payments to qualify for any programs at this level. No appraisal, proof of income or underwriting is needed. FHA (HUD) – 1-800-225-5342 – https://www.hud.gov/faqs/foreclose A counselor will be provided to help guide individuals to programs that they qualify for and assist in processing.
Hope Now Alliance – 1-888-995-4673 – www.hopenow.com/. The Hope Now Alliance is a cooperative effort between the US government, counselors, investors, and lenders to help homeowners who may not be able to pay their mortgages. Created in 2007 in response to the sub-prime mortgage crisis, the alliance claims to have helped over 1 million homeowners avoid foreclosure through January 2008.
VA Regional Office – 1-888-869-0194 FHA (HUD) – 1-800-225-5342 – https://www.hud.gov/faqs/foreclose Hope Now Alliance – 1-888-995-4673 – www.hopenow.com
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